McAllen Electricity Rates and Companies
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Our recommended McAllen energy plans
The best electricity plans in McAllen for most residents are usually fixed-rate plans, which keep your energy rate stable throughout your contract. Many popular plans also include bill credits that can significantly lower your effective electricity rate when your monthly usage falls within the plan’s intended range. Understanding your typical electricity usage can help you identify plans that offer the strongest savings opportunities.
Below are a few popular, well-trusted McAllen electricity plans to consider:
Best overall: Rhythm Max Saver 12
Rhythm Max Saver 12 is a strong option for many McAllen residents. The plan offers a $125 bill credit each month when usage reaches 1,000 kWh or more, creating an opportunity for significant savings. For households that regularly use around 1,000 kWh or more, the credit can help lower overall electricity costs and deliver a competitive effective rate. Rhythm’s renewable energy offerings and customer-friendly experience further enhance the plan’s appeal for many shoppers.
Best for high usage: Frontier Saver Deluxe 12
Frontier Saver Deluxe 12 may be a good fit for higher-usage households. The plan offers a $100 usage credit when you use at least 1,500 kWh in a billing cycle. While some high-usage plans require 2,000 kWh or more to earn the bill credit, many higher-usage residents do not consistently meet that threshold every month. A 1,500 kWh requirement may provide a more realistic opportunity to qualify for savings.
Best for low usage: APG&E Simple Choice 12
APG&E Simple Choice 12 is a solid choice for customers with lower or less predictable electricity usage. Many low-usage residents see the most month-to-month variation in their electricity use, which can make bill-credit plans risky. Because this plan does not rely on usage minimums or bill credits, your bill is less likely to jump simply because you missed a specific usage threshold.
The best electricity plan for you will depend on your preferred contract length, typical monthly kWh usage and whether you can consistently qualify for any bill credits. We recommend using our rate finder tool to compare plans and match with the best option for your home.
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Compare current McAllen electricity rates
| Plan Name | Term Length | Rate per kWh |
|---|---|---|
| APG&E - SimpleSaver 12 | 12 months | 7.6¢ / kWh |
| Express Energy - Flash Value 12 | 12 months | 7.7¢ / kWh |
| 4Change Energy - Maxx Saver Value 12 | 12 months | 7.7¢ / kWh |
| Rhythm Energy - Rhythm Max Saver 12 | 12 months | 7.8¢ / kWh |
| Gexa Energy - Gexa Eco Saver Plus 12 | 12 months | 8.2¢ / kWh |
| Frontier Utilities - Frontier Saver Plus 12 | 12 months | 8.2¢ / kWh |
| Discount Power - Bill Credit Bundle 24 | 24 months | 9.7¢ / kWh |
| Cirro - Bill Bonus 12 | 12 months | 9.7¢ / kWh |
| Atlantex Power - Radiance1000 12 | 12 months | 10.6¢ / kWh |
| Octopus Energy - Octopus Lite 12 | 12 months | 11.2¢ / kWh |
| TXU Energy - Smart Break 12 | 12 months | 11.9¢ / kWh |
| Constellation - 12 Month Usage Bill Credit | 12 months | 12.4¢ / kWh |
| Reliant - Reliant Power Savings 12 plan | 12 months | 12.5¢ / kWh |
| Veteran Energy - Valor 12 | 12 months | 13.6¢ / kWh |
| TriEagle Energy - Real Deal 24 | 24 months | 14.4¢ / kWh |
| Direct Energy - Live Brighter Lite 12 | 12 months | 14.5¢ / kWh |
| Green Mountain - Pollution Free Conserve 12 Preferred | 12 months | 17.5¢ / kWh |
| Payless Power - 6 MONTH - PREPAID | 6 months | 19.7¢ / kWh |
Please note: All rates above are accurate as of 6/12/2026, 6:59:22 PM CDT for ZIP Code 78501. Rates may have changed since this date/time. For the most up to date rates in your area, please enter your zip code above.
Average residential energy rate
The electricity rate you’ll pay in McAllen depends on how much electricity you use, as most plans have a tiered pricing structure. Larger households, two-story homes, older houses, homes with many residents, and those with a higher energy-use lifestyle are likely to fall into a higher tier than households with fewer energy needs. To put that in perspective, here are the current average residential electricity rates in McAllen by energy consumption level:
- At the 500 kWh level, the average rate in McAllen is 19.7 cents per kWh
- At the 1,000 kWh level, the average rate in McAllen is 12.6 cents per kWh
- At the 2,000 kWh level, the average rate in McAllen is 15.1 cents per kWh
Since rates also increase when energy demands are higher, like in the summer and winter, you’ll want to shop for energy rates on our independent marketplace to easily find a competitive spring energy plan. Compare the best power companies and rates in McAllen by entering your ZIP code on our marketplace. You can also call our experts to shop over the phone and sign up for a plan in minutes.
Explore our best energy providers
Having as many energy options as you do in a deregulated market can feel overwhelming. To help, we’ve highlighted a few of our most popular electricity providers across Texas. Some of the top energy providers on our marketplace include TXU Energy, Gexa Energy, and 4Change Energy. Find out what these providers—and more like them—have to offer.
Provider |
Best known for |
Our rating |
|---|---|---|
| TXU Energy | Offering a diverse selection of plans | 5/5 |
| Gexa Energy | 100% green energy plans at an affordable cost | 4.9/5 |
| 4Change Energy | Donating 4% of its annual profits to Texas charities | 5/5 |
| Express Energy | Attentive customer service | 5/5 |
| TriEagle Energy | Transparent, fixed-rate plans | 4.9/5 |
| Frontier Utilities | Low-cost, straightforward power plans | 4.8/5 |
| Veteran Energy | Its mission to help veterans and their families | 5/5 |
Shop these and numerous other energy providers by entering your ZIP code on our marketplace today.
The current lowest electricity rate in McAllen is7.2 cents per kWh from APG&E
Your power to choose electricity in McAllen
Thanks to energy deregulation, McAllen residents and businesses have the power to choose their energy provider and electricity plan. Because companies are competing for your business, you have the ability to choose the rate and plan features that work for you. This differs from traditional energy markets, where you are required to buy electricity from a local utility company. In McAllen, you’re free to shop for the best energy plan and rates for your household’s needs.
Choose Texas Power is not affiliated with Power to Choose, powertochoose.org, or the PUCT.
AEP Central is McAllen’s utility
While you can choose your electricity provider in a deregulated market, your utility company is determined by your address and cannot be changed. Utilities deliver electricity, maintain power lines, and restore service during power outages. The utility company for McAllen is AEP Texas Central. In the event of a power outage or electrical emergency, call your utility company, not your provider. Here’s how to contact AEP Central:
- Call 1-866-223-8508.
- Go to AEP Texas Central’s online outage portal.
Texas utility companies collect a fee for delivering electricity called a transmission and distribution utility (TDU) charge. AEP Central’s TDU charge includes a monthly charge of $3.24 and a usage charge of 5.9 ¢/kWh.
Types of McAllen electric plans
On the Choose Texas Power marketplace, you will encounter a few different types of energy plans in McAllen. It’s important to understand the differences between them to make an informed choice for your household’s electricity needs.
- Fixed-rate plans: You’ll have a guaranteed electricity rate for the duration of your agreement (generally one to three years), ideal if you want stable and predictable long-term rates. However, you’ll usually owe an early termination fee (ETF) if you cancel before the contract ends.
- Variable-rate plans: You’ll pay for electricity month-to-month. You can switch plans or providers without penalty, but your rate isn’t locked and can change with seasonality, demand, and market factors. Variable plans suit short-term renters or customers who need flexibility.
- No-deposit plans: Many McAllen providers run a credit check during signup; if you don’t meet the threshold, a deposit is often required. Some providers offer no-deposit plans (for example, prepaid plans) so you can prepay for electricity instead of posting a security deposit.
- Time-of-use plans: TOU plans have rates that vary by time of day. Off-peak hours (often late night) are cheaper, while peak hours (mornings and afternoons) cost more. TOU plans work best if you can shift major energy use to off-peak periods.
Understanding McAllen electric rates
Each utility company operating in Texas has its own transmission fees. These utility fees are added to your base rate, which means electricity rates vary from city to city. For this reason, it’s essential to specify your location when searching for energy plans.
To find the most accurate energy rates near you, enter your ZIP code on this page to explore the list of available providers.
Commercial energy
If you run a McAllen-based business, you also have the power to choose your electricity provider. Choose Texas Power can help you compare McAllen business electricity rates and plans all in one place. We offer two options for setting up electricity for your business: call to speak with a dedicated business energy consultant or visit PowerHQ.com to browse commercial plans.
Discover the perfect business energy plan
We work with trusted energy providers to ensure transparent pricing and reliable service for your business.
Green energy plans
Texas is a powerhouse in renewable energy, leading the nation in wind energy generation and ranking second in solar power. As a result, environmentally conscious residents and business owners can find a variety of green energy plans in McAllen.
All Texas energy plans include at least a small percentage of green energy. Check your plan’s Electricity Facts Label (EFL) for the exact breakdown. If you want 100% renewable power, specialty providers such as Gexa Energy and Green Mountain Energy offer fully green plans. Use the green energy filter on our marketplace after entering your ZIP code.
How to switch energy companies
Whether you’re moving or simply want a new McAllen electric company, Choose Texas Power can help. Keep these things in mind when moving to a new address or switching providers for your current address.
Moving to a new address
If you’re moving to McAllen from another Texas city, you may be able to transfer your current plan. Contact your electric company a few weeks before your move to discuss options. You won’t owe an ETF if your provider doesn’t operate in McAllen. If you need a new plan, enter your McAllen ZIP code on our free marketplace to get started.
Switching energy providers
You might switch providers because you’re unhappy with your rate or service, want plan features offered by competitors, or simply have different energy needs. Compare electric rates in McAllen on Choose Texas Power, and check your current contract for any ETFs before you cancel.
McAllen energy FAQs
Which provider has the cheapest electricity rates in McAllen?
The cheapest electricity rate in McAllen on our marketplace is offered by APG&E. Electricity prices fluctuate often, so check Choose Texas Power with your ZIP code for the most up-to-date rates.
Where can I compare McAllen electricity rates?
Using an energy marketplace is the most efficient way to compare electric rates in McAllen. Choose Texas Power lets you compare plans from the best electric companies near you and sign up for a new plan in one place.
How can I lower my electricity bill in McAllen?
Going green can help reduce electricity costs. Opt for energy-efficient appliances and use energy-saving measures around the house. You can also switch to a more affordable provider on Choose Texas Power to cut costs.
What is the best energy provider in McAllen?
The best provider varies by customer. If you want minimal environmental impact, compare 100% green plans. For low rates, compare providers based on your typical monthly usage. Know your usage and priorities before you shop.
How does weather affect energy rates?
Weather influences energy demand and pricing. Spring and fall are generally the best times to lock in a plan because demand is lower. Summer and winter typically have higher demand and higher rates.

